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Hospital Confinement & Emergency Room Benefits
What would happen to your business if you were confined to a hospital? Can you afford to find out? Even if you have a disability policy in effect, most likely you will have a waiting period of 30-90 days. Could your business survive that long?
Being self-employed and operating a small business you cannot afford to be disabled, ill, hurt, or hospitalized for any length of time. This benefit automatically provides NASE Premier Resource Members and their families with a very valuable benefit in the event they are hospitalized or treated in an emergency room.
Hospital Confinement for Accident Hospital Confinement for Illness Emergency Room Benefit (fractures & dislocations only)
Principal Member $200/day $200/day $750
Spouse $100/day no coverage $750
Dependent Children $100/day no coverage $750
Max. days per year 100 days 10 days any ER Visit
Benefit begins 1st overnight stay 2nd overnight stay upon ER admission
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Definitions:
Accident: Means an injury sustained by a Principal Member or dependent while coverage is in force which directly and independently of sickness and other causes results in a loss for which benefits are provided.
Illness: Means a sickness or disease of a principal Member, the symptoms of which begin after coverage becomes effective and while coverage is in force.
Principal Member’s Dependents: The Principal Member’s lawful spouse, the Principal Member’s natural, adopted and stepchildren who are under 21 years of age (the limiting age). The limiting age is extended to age 24 if the child is enrolled as a full-time student and attends classes regularly at an accredited college or university.
The coverage will terminate on the earliest of the following dates: for Principal Members, Spouses and Dependents: on the date the Master Policy terminates, on the date the Principal Member ceases to be a Member in good standing of the National Association for the Self-Employed, on the date written notice of your request to terminate is received. For Principal Members and Spouses: the date he/she reaches age 65; for all Dependents: the date he/she no longer qualifies as an eligible Dependent of the Principal Member, with respect to a child, the date he/she reaches the limiting age.
NOTE: The preceding is only meant to be a brief summary and is not a contract. Limitations & Exclusions may vary by state. Refer to full listing of Limitations and Exclusions. Specific details may be found in the actual contract (Master Policy Form 25005) underwritten by the MEGA Life and Health Insurance Company--Home Office: Oklahoma City, OK. May not be available in all states In New York, underwritten by The United States Life Insurance Company. Written proof of loss must be furnished to NASE Member Services within 90 days after the date of such loss.
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Phone: (412)722-6746
E-Mail: ugais4u@yahoo.com
www.naseweb.com/timkane
http://timmy1.proboards55.com/index.cgi |
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| Listings recommended by Tim Kane Jr
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